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Disclaimer: This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not imply that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

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FINANCIAL FACTS

70% of people in North America live paycheck to paycheck.

- The Wall Street Journal

 

17% of Americans do not have enough savings to cover 1 week without a paycheck.

55% could not live 3 months or less without a paycheck.

- USA Today

 

The average credit cardholder has 3.5 credit cards.

One in six families with credit cards pays only the minimum due every month.

41% of college students have a credit card.

The average age at which a U.S. consumer under the age of 35 gets their first credit card is 20.8 years of age.

- Creditcards.com

 

Mortgage debt has increased 300% since 1975 and foreclosures are up 25% over just three years ago.

- The Federal Reserve

 

Mortgage debt has more than doubled since the early nineties.

- The Federal Reserve

 

The typical bankruptcy was not a homeless guy living on the street or a high rolling real estate salesman, but a “well-educated, middle class baby boomer with big time credit card debt.”

- The Wall Street Journal

 

55% of Americans “always” or “sometimes” worry about their money.

- Marist Institute

 

There are 15.4 billion credit advertising impressions on the American public every three months!

- Jupiter Media

 

Conflict over money and money disputes is still one of the leading causes of divorce.

- The New York Times