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5 Reasons To Have a Financial Wellness Program

By Carl Lander | May 9, 2018

In recent employee surveys from PWC and Purchasing Power, there are several reasons to implement a financial wellness program for employees.  Here are 5 takeaways from the reports. 1.  Increased Employee Productivity 81% of employees say they have financial stress and of those, 46% of employees distracted by their finances spend at least 3 hours…

Emergency Fund – Ways to get it started

By Carl Lander | May 9, 2018

In a previous article, I explained why each of us needs an emergency fund. This article is going give you some ways of how to get it started and reach your emergency fund goal. If you are just starting your emergency fund and are still in debt, a $500 beginner emergency fund is the goal if…

Emergency Fund – Explained

By Carl Lander | May 9, 2018

Everyone should have an emergency fund or “Grandma’s rainy day fund”. It’s going to rain sometime and you need to be ready! All an emergency fund is, is money set aside to pay for unexpected expenses. A beginner emergency fund is $500 to $1,000, depending on your household income. Household income includes your income, your…


By Carl Lander | May 9, 2018

One of my Money Savings Tips is to clip coupons and even though I know it’s worth the little amount of time I spend each weekend clipping coupons, I never really added up the savings. So this will be both a challenge to me and a “proof is in the pudding” type thing. We only…

Interest Free Loan

By Carl Lander | May 9, 2018

Do you like to give interest free loans?  Of course not, but the majority of people do that every year. It’s called a Tax Refund.  A tax refund is money you essentially loaned to the government for free!  If you get a tax refund, that means too much of your money was withheld from each…

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