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THE LATEST POSTS

Why Financial Wellness is important to both your employees and your organization

By Carl Lander | September 19, 2019

Do you know how employees’ financial stress affects your bottom line?  It’s more than you think. Many employees under financial stress spend time at work dealing with their personal finances and it impacts their productivity.  A whopping 81% of employees say they have financial stress and of those, 46% of employees distracted by their finances spend…

Millennial Employees and Financial Wellness

By Carl Lander | July 8, 2019

Millennials are facing greater financial wellness challenges compared to other generations.  Millennials financial challenges are not only from higher student loan debt, but also from carrying credit card balances and having enough money to pay their monthly expenses.  They are looking to their employers for solutions.  This presents companies with an opportunity to improve the…

Financial Wellness and Summer – Don’t take a vacation from your finances

By Carl Lander | May 13, 2019

A lot of people are starting to think of summer vacations.  After all, it’s the middle of May and vacation season is starting to heat up with college graduations already started, high school graduations coming soon, and the unofficial start of summer, Memorial Day, is less than two weeks away. Don’t let summer vacations break…

5 Tips for Spring Cleaning Your Finances

By Carl Lander | March 5, 2019

With spring just around the corner, March 20th, 2019, “spring cleaning” is on many people’s minds.  Spring cleaning can apply to more than just cleaning around your home. It can be applied to your personal finances as well.  Here are 5 tips for spring cleaning your personal finances. Create/review your budget.  If you don’t have…

3 Bite-Size Tips to Stick with New Year’s Financial Resolutions

By Carl Lander | January 15, 2019

3 Bite-Size Tips to Stick with New Year’s Financial Resolutions 1.Create a Spending Plan 2.Stop Using Credit Cards!! 3.Build a Beginner Emergency Fund   Create a Spending Plan When creating a spending plan, the biggest obstacle is making up your mind to making a change and sticking to it.  A lot of people think it…

How Financial Wellness Helps Lower Employee Stress

By Carl Lander | November 2, 2018

According to the American Psychological Association, 87% of employees say money is the most common source of stress. Additionally, research shows that employees are stressed about their personal finances across all income levels and generations. What is the biggest cause of this financial stress? 54% of Millennials, 48% of Gen X, and 38% of Baby…

How to Raise Employees’ Financial Wellness

By Carl Lander | May 9, 2018

Worries about personal finances are on the rise.  A recent bankrate.com survey found only 41% of adults would pay for an unexpected cost from savings, a 4% increase from last year. Additionally, a MetLife study found 69% of employers said financial stress contributes to health costs at their company.  Employees feeling financial stress are more likely to call in…

5 Tips to Spend Less for Vacation

By Carl Lander | May 9, 2018

We all like to go on vacation and there’s nothing wrong with that!  However, a lot of times we over-spend on vacation.  We treat ourselves to things we normally wouldn’t buy because we’re “on vacation.”  With vacation season in full swing, here are 5 Ways to Spend Less for Vacation. Buy your airline tickets in…

5 Reasons To Have a Financial Wellness Program

By Carl Lander | May 9, 2018

In recent employee surveys from PWC and Purchasing Power, there are several reasons to implement a financial wellness program for employees.  Here are 5 takeaways from the reports. 1.  Increased Employee Productivity 81% of employees say they have financial stress and of those, 46% of employees distracted by their finances spend at least 3 hours…

Emergency Fund – Ways to get it started

By Carl Lander | May 9, 2018

In a previous article, I explained why each of us needs an emergency fund. This article is going give you some ways of how to get it started and reach your emergency fund goal. If you are just starting your emergency fund and are still in debt, a $500 beginner emergency fund is the goal if…

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